# Paylent

> Paylent is invoicing for small businesses and people who work for themselves: raise an invoice, email it, take payment by card, bill on a repeating schedule, and chase what goes unpaid. It also exposes an MCP server, so an AI agent can do that work through tools instead of a browser.

Paylent is in beta and free to use. This site, `www.paylent.com`, is marketing and documentation — static pages, with no API of its own. The product lives at `dashboard.paylent.com`, and a customer's own invoice is served at `dashboard.paylent.com/i/<token>`.

## Pages

Every page has a Markdown twin at the same path with `.md` on the end. It carries the
same words as the page without the markup, and is the better thing to read.

- [Home](https://www.paylent.com/index.md): What Paylent is, and the one-line case for it. HTML at https://www.paylent.com/
- [Features](https://www.paylent.com/features.md): Invoice lifecycle (draft, issued, paid, void), corrections by void or credit note, recurring schedules, payment by card through the business's own Stripe account, automatic chasing, tax handling, customers and team, the MCP tool list, and what is not built yet. HTML at https://www.paylent.com/features
- [Pricing](https://www.paylent.com/pricing.md): Free for the length of the beta. Stripe's own card fees still apply; Paylent adds nothing on top. Six questions and answers. HTML at https://www.paylent.com/pricing
- [Docs](https://www.paylent.com/docs.md): The contents page for the documentation below. HTML at https://www.paylent.com/docs

## Docs

How to use the product, in eight pages. Each has the same Markdown twin as everything else.

- [Getting started](https://www.paylent.com/docs/getting-started.md): Setting up a business, the five settings pages, currency, tax and payment terms, connecting Stripe, and the five steps to a first invoice. HTML at https://www.paylent.com/docs/getting-started
- [Invoices](https://www.paylent.com/docs/invoices.md): The four states (draft, issued, paid, void), what issuing commits you to, correcting by void or by credit note, issue-and-send, duplicating, printing, search, and the private link. HTML at https://www.paylent.com/docs/invoices
- [Recurring invoices](https://www.paylent.com/docs/recurring.md): Schedules at weekly, monthly, quarterly or yearly cadence, why what they produce is a draft, catching up after a late sweep, and cancelling without touching issued invoices. HTML at https://www.paylent.com/docs/recurring
- [Getting paid](https://www.paylent.com/docs/payments.md): Connecting Stripe, direct charges on the business's own account, what the customer opens, recording payments by hand, part payments, the paid-in-full shortcut, and why the same payment is never counted twice. HTML at https://www.paylent.com/docs/payments
- [Chasing payment](https://www.paylent.com/docs/chasing.md): The default reminder days (-3, 0, +7, +14, +30 against the due date), one deciding sweep a day rather than queued jobs, chasing by hand, and excepting a customer. HTML at https://www.paylent.com/docs/chasing
- [Tax](https://www.paylent.com/docs/tax.md): Naming the tax, a usual rate, rates per line, inclusive versus exclusive prices, the registration number, and settings frozen at issue. HTML at https://www.paylent.com/docs/tax
- [Customers and team](https://www.paylent.com/docs/customers-and-team.md): Customer records, archiving rather than deleting, per-customer chasing, the admin and staff roles, pending invitations, and running several businesses from one login. HTML at https://www.paylent.com/docs/customers-and-team
- [AI agents](https://www.paylent.com/docs/agents.md): The MCP endpoint, making a bearer key, pointing a client at it, the nine tools, and what is left out on purpose. HTML at https://www.paylent.com/docs/agents

## For agents

- [MCP server](https://dashboard.paylent.com/mcp): The machine-readable way into the product, documented at https://www.paylent.com/docs/agents.md. JSON-RPC over HTTP, protocol version 2024-11-05. Authentication is a bearer token — an API key a signed-in business creates under Settings → AI agent. There is no anonymous access and no way to make a key without an account, so an agent cannot reach this endpoint unattended. The key is scoped to one business and can do nothing its owner cannot. Nine tools: `list_invoices`, `get_invoice`, `create_invoice`, `add_invoice_line`, `issue_invoice`, `send_invoice`, `record_payment`, `list_customers`, `create_customer`. Call `tools/list` for their current schemas, which are authoritative.
- [Sitemap](https://www.paylent.com/sitemap.xml): Every page on this site.
- [robots.txt](https://www.paylent.com/robots.txt): Crawling policy. Everything is allowed.

## Notes

- There is no public REST API and therefore no OpenAPI description. MCP is the whole programmatic surface, and its schemas come from `tools/list` rather than from a document published here.
- Unknown paths on this site answer `404`, in HTML, Markdown or JSON depending on the request's `Accept` header. A `200` is always a page that exists.
- Currencies are GBP, EUR, USD, AUD and CAD, one per business.
- Contact: hello@paylent.com